Select this option for manual processing of your BetterCheck or Advanced BetterCheck new account or upgrade if your credit card, or responsible party address, is outside of the 50 States, including, but not limited to USVI, PR, Canada, Mexico. Manual screening surcharge is non-refundable, regardless of approval or denial of the application. Customers will not be billed for the BetterCheck Virtual Terminal or set up fee if the account is not approved. Non-US accounts may take up to 72 hours for approval.